Aapka NiveshPreparing a clearer way forward
SIP & Goal Planner

Plan Your Investment Journey

Estimate how regular investments could grow over time using your own assumptions.

Illustration only: This calculator is for educational and planning purposes. It does not assure or guarantee any return.

How to read this SIP illustration

What is a SIP?

A systematic investment plan is a way to invest a set amount at regular intervals. The amount, time horizon, and assumptions you choose here are inputs for planning—not a promise of future performance.

What does the calculator show?

The illustration applies the selected assumed annual return and contribution pattern over the chosen period. Step-up contributions increase the monthly amount at the start of each year in the calculation.

Why include inflation?

Inflation can reduce what money buys over time. Comparing a future goal estimate with an inflation-adjusted illustration can help you think about a goal in today’s terms.

Keep the result in context

Market-linked investments can rise or fall, and actual returns will vary. Use different assumptions to explore possibilities and review important decisions with an appropriately qualified professional.

Your assumptions

Used only for illustration. Actual investment returns may vary.

Your illustration

Total invested through SIP₹44,14,088
Illustrative growth₹35,42,548
Illustrative investment value₹90,51,511
Illustrated future goal requirement₹53,32,321
Approximate purchasing-power illustration₹42,43,702
Illustrated surplus₹37,19,191

Illustrative scenarios, not a forecast

Lower assumption8%₹78,43,455
Base assumption10%₹90,51,511
Higher assumption12%₹1,05,11,975

Important: This calculator provides illustrative estimates based on the assumptions entered by the user. It does not recommend any mutual fund, AMC, investment product, or asset allocation; it does not constitute personalized investment advice; and it does not execute investments. Actual returns may be higher or lower and will vary with market conditions. Mutual fund investments are subject to market risks; read all scheme related documents carefully.

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