01
Build
A stronger starting point
Bring scattered accounts, goals, and questions into one calm, actionable financial picture.
ExploreAapka Nivesh
YOUR INVESTMENT PARTNER SINCE 2010
Aapka NiveshPersonal finance, made personal- AMFIRegisteredRegistered mutual fund distributor
- 700+Clients/familiesGuided through mutual fund distribution
- 16+Years of experienceSteady advice through changing markets
- Goal-basedPlanningGoal conversations with clear context
About Aapka Nivesh
Personal advice for a life with more possibilities.
Money becomes easier to navigate when the advice starts with your life, not a product. We help you make thoughtful decisions that can compound over decades.
A steady sounding board for the decisions that shape your family's future.
We bring your goals, existing investments, protection, and next decision into one conversation — then help you see what deserves attention now.
Read how we workServices
The right next step, made simple.
You do not need a louder plan. You need one that fits your priorities, your pace, and the life you are building.
From your first conversation to every market cycle after it, we keep the plan connected to the person behind it.
02
Protect
Confidence for the unexpected
Review the cover and cash reserves that protect the people and plans that matter most.
Explore03
Grow
Progress you can measure
Invest with a long-term view, simple milestones, and MFD guidance that keeps the context in view.
Explore04
Insure
Life & health cover that fits your life
We help you understand how much life and health insurance you actually need — cutting through jargon so you can choose cover that protects your family without paying for what you don't need.
ExploreResources
Personal finance, explained simply.
Short primers and practical perspectives to help you act with confidence — and understand why the plan works.
When staying systematic wins
SIP or lump sum? A simple way to think about timing, temperament, and the habit that compounds.
Read the guideHow much life cover is enough?
A practical checklist for choosing protection without over-insuring or leaving a gap.
Read the guideA calmer way to compare tax regimes
The questions to ask before choosing between the old and new tax regimes.
Read the guide
FounderSubodh Kumar Sinha
AssociateRakshita Raman
Meet the founder
Subodh Kumar Sinha
Founder & AMFI Registered Mutual Fund Distributor · Life & Health Insurance Advisor · 16+ years of experienceAapka Nivesh began with a simple belief: good advice should make people feel more capable, not more confused. Subodh Kumar Sinha brings years of experience, a patient listening style, and a practical understanding of the choices families make across generations. He works with people who want a steady sounding board for the important money decisions — from a first SIP to a retirement plan.
“A good financial plan should give you more freedom in life, not another thing to worry about.”
Contact
Let's talk about your plan.
Tell us what's on your mind. You'll hear back from us with a clear next step and if the honest answer is "let's talk this through", that's what you'll get.
Emailaranya.patna@gmail.comPhone+91 9162486757, +91 7903336502, +91 9334348505, +91 9525462878
AddressAapka Nivesh, 302, 3rd Floor, Shital Chhaya, Ashokpuri Rd (Akashwani Rd), Near Pillar No. 25, Khajpura, Patna-14